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Credit & Financing Options

Looking for financing options? Look no other place than Miskelly Furniture to take care of you, our customer, by providing financing options for any budget. We offer Wells Fargo, Tower Loan and AcceptanceNow with many payment options to fit you! Apply on-line now and save time!

No Interest Financing

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Miskelly Credit Card

This is a revolving line of credit that can be used for any purchase up to the maximum of amount of credit approved. All credit promotions are available with this program.

On any purchase, minimum monthly payments are required. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full by the due date or if you make a late payment.

Purchase APR is 27.99% and minimum interest charge is $1. Subject to credit approval. Offer valid for consumer accounts in good standing and are subject to change without notice. See finance agreement for details. May not be combined with any other credit promotion offers.*

Special Orders require a 35% non-refundable cash or charge (not financed) down payment--see store for details. Finance options subject to change without notice. Credit card acceptance or other offers may vary without notice.

Discounts and financing offers not available at the Clearance Store by Miskellys.

*The Miskelly Furniture Companies Credit Card is issued by Wells Fargo Financial National Bank. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The minimum monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For newly opened accounts, the APR for Purchases is 27.99%. This APR may vary with the market based on the U.S. Prime Rate and is given as of 10/01/2013. If you are charged interest in any billing cycle, the minimum interest rate will be $1.00.

Contact us for questions or additional information.

No Interest Financing

  • Provider: Tower Loan Visit Website
  • Credit Check: Yes
  • *Must apply in-store
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Tower Loan Logo

Tower Loan is a privately owned finance company based in Flowood, Mississippi operating over 125 branch offices in the states of Mississippi, Missouri and Louisiana. The company is regarded as one of the largest and most progressive independent finance companies in the nation.

Purchase APR is 21.00% and minimum interest charge is $1. Subject to credit approval. Offer valid for consumer accounts in good standing and is subject to change without notice. See finance agreement for details. May not be combined with any other credit promotion offers.

Special Orders require a 35% non-refundable cash or charge (not financed) down payment--see store for details. Finance options subject to change without notice. Credit card acceptance or other offers may vary without notice.

Discounts and financing offers not available at the Clearance Store by Miskellys.

Regular minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. For newly opened accounts, the APR for Purchases is 27.99%. This APR may vary with the market based on the U.S. Prime Rate and is given as of 10/01/2013. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00.

Contact us for questions or additional information.

No Credit Check Financing

  • Provider: Acceptance Now
  • Credit Check: No
  • *Must apply in-store
View Locations More Information
Rent-a-Center Logo

If you're one of the many people who prefer not to carry credit cards or prefer not to have your credit checked, the No Credit Check Finance Plan may be right for you. Call or visit the main Miskelly Furniture store or the Roomstore by Miskellys for complete details.

With the No Credit Check Financing option, a consumer will have to show their ID, a most recent paystub and have proof of residency.

Special Orders require a 35% non-refundable cash or charge (not financed) down payment--see store for details. Finance options subject to change without notice. Credit card acceptance or other offers may vary without notice.

Discounts and financing offers not available at the Clearance Store by Miskellys.

Contact us for questions or additional information.

What can I do if my online credit application is denied?

An on-line rejection is NOT the end of the road for financing. Please contact our main line 1.800.488.3876 and we can try to work with the financial institution or other lender to find alternative funding.

Gift cards are available for purchase

Miskelly Gift Card
Buy Now

We also accept cash, check or these credit cards

Current Account Holder Resources

Wells Fargo

Payment Address:

P.O. Box 10475
Des Moines, IA 50306

Customer Service:

1-800-459-8451

Tower Loan

Payment Address:

P.O. Box 5711
Pearl, MS 39208

Customer Service:

601-939-8813

Acceptance Now

Payment Address:

101 Airport Road
Pearl, MS 39208

Customer Service:

601-932-1160

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